above illustration is the ideal income distribution. its not a must-follow and only to be use as a benchmark to understand our income vs expenses distribution. different people may have their own budget depending on their own need and target.budget planning doesn’t means to reduce the necessary need, but to eliminate the unnecessary wants. it can be achieve by monitoring your expenses daily (make notes if possible) and do re-assessment at least on quarter-yearly basis.
"too many people spend money they haven't earned,
to buy things they don't want,
to impress people whom they don't like."
Will Rogers
american humourist, actor and writer
to buy things they don't want,
to impress people whom they don't like."
Will Rogers
american humourist, actor and writer
